Terms and Conditions

1. Acceptance of Terms

By accessing, browsing, or using ncpaycalculator.com, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and to comply with all applicable laws and regulations. If you do not agree with these Terms, you must immediately discontinue use of the Site.

These Terms apply to all visitors, users, and others who access or use the Site. Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our practices regarding the collection and use of your information.

2. Use of the Site and Services

ncpaycalculator.com provides a free online paycheck calculator and related informational resources ("Services") for residents of North Carolina. The Site is intended for informational and educational purposes only. The paycheck calculator is designed to provide general estimates based on current tax rates and regulations and should not be relied upon as financial, legal, tax, or professional advice.

You may use the Site and Services only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the Site, a Site employee, another user, or any other person or entity
• In any manner that could disable, overburden, damage, or impair the Site or interfere with any other party's use of the Site
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which may harm us or users of the Site

The calculator results are estimates based on standard tax rates and withholding tables. Actual paycheck amounts may vary based on your specific circumstances, employer policies, benefit elections, and other factors not accounted for in our calculations.

3. No Guarantees or Warranties

While we strive to keep our data, formulas, and tax information accurate and up-to-date, we make no guarantees, warranties, or representations about the accuracy, completeness, reliability, suitability, or availability of the Site or the information, products, services, or related graphics contained on the Site for any purpose.

The information on this Site is provided on an "as is" and "as available" basis. We do not warrant that:

• The Site will be available at all times or will be uninterrupted, secure, or error-free
• The results obtained from using the calculator will be accurate or reliable
• The quality of any information, products, services, or other material obtained by you through the Site will meet your expectations
• Any errors in the Site will be corrected

Tax laws and rates change frequently, and we update our calculator periodically to reflect current information. However, there may be delays between when tax laws change and when we update our Site. Always verify current tax rates and regulations with official sources such as the Internal Revenue Service (IRS) and the North Carolina Department of Revenue.

4. Limitation of Liability

To the fullest extent permitted by applicable law, ncpaycalculator.com, its owners, operators, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Site or Services
• Any errors, mistakes, or inaccuracies in the content or calculations
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Site
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the Site
• Any reliance on information obtained through the Site

In no event shall our total liability to you for all damages, losses, or causes of action exceed the amount you paid to us, if any, for accessing the Site, or one hundred dollars ($100), whichever is greater.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, so the above limitations may not apply to you. In such jurisdictions, our liability is limited to the fullest extent permitted by law.

5. Intellectual Property Rights

The Site and its original content, features, and functionality are owned by ncpaycalculator.com and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. All content on this Site, including but not limited to text, graphics, logos, images, audio clips, digital downloads, data compilations, software, and the compilation of all content on the Site, is the property of ncpaycalculator.com or its content suppliers and is protected by copyright laws.

You may not copy, reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without our prior written consent, except as follows:

• You may print or download one copy of a reasonable number of pages of the Site for your own personal, non-commercial use
• You may store files that are automatically cached by your web browser for display enhancement purposes
• You may use the calculator for personal, non-commercial purposes

If you wish to use any material from the Site for commercial purposes, please contact us at kdogbiz@gmail.com to request permission.

6. User Data and Privacy

We respect your privacy and are committed to protecting your personal information. The calculator processes all calculations locally in your browser and does not transmit your personal financial information to our servers. However, we do use third-party services, including Google AdSense, which may collect information as described in our Privacy Policy.

By using the Site, you consent to the collection and use of information in accordance with our Privacy Policy. Please review our Privacy Policy, which also governs your use of the Site, to understand our practices. The Privacy Policy is available at /privacy.

7. Third-Party Links and Services

The Site may contain links to third-party websites, services, or resources that are not owned or controlled by ncpaycalculator.com. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that ncpaycalculator.com shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit. Links to external sites are provided for your convenience and do not constitute an endorsement by us of the content, products, services, or opinions expressed on those sites.

8. Prohibited Uses

You may not use the Site or Services:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To collect or track the personal information of others
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose
• To interfere with or circumvent the security features of the Site

We reserve the right to terminate your use of the Site or any related website for violating any of the prohibited uses.

9. Disclaimer of Professional Advice

The information provided on this Site, including calculator results and articles, is for general informational purposes only and does not constitute financial, legal, tax, accounting, or professional advice. The calculator provides estimates only and should not be used as a substitute for professional advice from qualified advisors.

Before making any financial decisions or taking any action based on information from this Site, you should consult with:

• A qualified tax professional or Certified Public Accountant (CPA) for tax-related matters
• A certified financial planner or financial advisor for financial planning advice
• An attorney for legal matters
• Your employer's human resources department for specific payroll questions
• Official government sources such as the IRS or North Carolina Department of Revenue for official tax information

We do not provide personalized advice tailored to your specific financial situation, tax circumstances, or legal needs. Your reliance on any information provided by this Site is solely at your own risk.

10. Indemnification

You agree to defend, indemnify, and hold harmless ncpaycalculator.com, its owners, operators, employees, agents, and affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your use of any information obtained from the Site or any violation of any law or the rights of any third party.

11. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Site after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you must stop using the Site.

The "Last Updated" date at the top of this page indicates when these Terms were last revised. We encourage you to review these Terms periodically to stay informed of any updates.

12. Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Site will immediately cease.

If you wish to terminate your use of the Site, you may simply discontinue using the Site. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Governing Law and Jurisdiction

These Terms shall be interpreted and governed by the laws of the United States and the State of North Carolina, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or the Site shall be subject to the exclusive jurisdiction of the state and federal courts located in North Carolina.

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect and enforceable.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and ncpaycalculator.com regarding the use of the Site and supersede all prior and contemporaneous written or oral agreements between you and ncpaycalculator.com.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

Email: kdogbiz@gmail.com

You can also visit our Contact Page for additional ways to reach us.